Things to do to reduce the burden of home loan
K.ARAVIND Here are some tips to help you get the most out of your mortgage. You need to focus not only on...
Company fixed deposits give more interest
K. ARAVIND Companies’ fixed deposit schemes are an option for investors who want higher interest...
Don’t wait until you have huge corpus to start investing
K. ARAVIND “It’s easy to advise that it’s a good habit to start investing early, but...
Don’t forget to update your personal information
K. Aravind Care should be taken to update the KYC (Know Your Customer) details when changing jobs and...
Do not buy stocks based on dubious recommendations
Despite SEBI’s strong restrictions, there are instances in the market where conspirators control...
Things to look out for when investing and insuring women
K ARAVIND As the presence of women in the workforce increased, so did the number of married women and...
How to reduce interests of credit card payments
The first step is to make sure that the credit card bill is paid within the due date. It is mandatory to...
EMI-based consumption is gaining popularity
K. ARAVIND The change in the pattern and nature of loans is an important factor accelerating consumption...
Loans should not undermine financial security
K. ARAVIND Most parents feel that their children will spend too much money when they grow up. The main...
Medical expenses are tax deductible
K. ARAVIND Tax exemptions are available for various health related expenses as per Section 80D, Section...
Bridge loan for emergency expenditure
K. ARAVIND Bridge loan can be used for emergency purposes by using the money available in the near future...
Circumstances under which a home loan is denied
K. ARAVIND Banks are routinely tightening checks to allow applications in line with rising...
Don’t forget to withdraw EPF investment on time
K. ARAVIND The Employees Provident Fund (EPF) is a major investment vehicle for salaried private sector...
You should also build a ‘satellite portfolio’
Investing in life’s goals is a fundamental part of financial planning. At the same time, a...
How to set limits for various expenses
K. ARAVIND Everyone needs basic financial discipline. Those who want to create a budget and move forward...
How to get rid of debt
K. ARAVIND I have seen many people who are ‘cash rich’ even though they have a modest income. At the...
What to do if you lose money from e-wallet?
K. ARAVIND The Reserve Bank of India (RBI) has put in place strict rules to ensure that transactions...
Now, withdraw money from an ATM without a card
K. ARAVIND The use of technology has led to an increase in ‘cashless’ transactions. The next step is...
Seek the help of an adviser to make decisions
K. ARAVIND Most people would like to seek the help of an adviser for investment planning. Portfolios...
CIBIL Marketplace to apply for a loan
K. ARAVIND Banks determine the creditworthiness of applicants based on credit scores provided by credit...
Things to consider when taking out a loan for a used car
K. ARAVID Sales of new cars in India have been on the rise in the last few months. Used car...
Is Digital Gold Safe?
K. ARAVIND Consumers need to ask themselves the question of how safe it is to buy gold as the digital...
Are contactless cards safe?
K. ARAVIND Contactless cards offer the facility to pay without having to enter the PIN number of...
How to reduce the interest liability of education loan
With the high cost of higher education, it is common to avail an education loan. If loans are inevitable...
What to do if you lose money from your credit/debit card
K. ARAVIND Many people may have experienced the situation where the money is debited from the account but...
Differences between FPO and Right Issue
K. ARAVIND Recently, companies have been issuing rights issues that are attracting a lot of investors....
The economic aspect of divorce
K. ARAVIND Divorce has been on the rise in recent years. Divorce after a lengthy court case is causing a...
Where to get a home loan?
K. ARAVIND People who take out a home loan often have doubts as to whether it has to be from a bank or a...
Factors to consider while availing a housing loan
K. ARAVIND Should one buy a house or live in a rented house? This is a common problem faced by those who...
Things to do after paying off a car loan
K. ARAVIND Do not assume that the borrower’s job is over once the car loan is repaid. Borrowers...
You can now invest in gold bonds
K. ARAVIND The Reserve Bank of India has started selling the seventh tranche of Sovereign Gold Bonds. The...
When should you sell your stock holdings?
One of the mistakes that many people make when starting to invest in stocks is the practice of selling...